Privacy Policy

Last Updated: January 1, 2024

AGNES DAYTON LLC ("Company," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

1. Information We Collect

We collect information that you voluntarily provide to us when you:

• Complete a financing application or contact form
• Request information about our services
• Subscribe to email updates or SMS notifications
• Communicate with us via email, phone, or other channels

The personal information we may collect includes:

• Name, email address, and business contact information
• Business name, industry, and financial information
• Social Security Number or Tax ID for credit applications
• Bank account information for funding disbursement
• Other information relevant to your financing application

2. How We Use Your Information

We use the information we collect to:

• Process and evaluate financing applications
• Communicate with you about our services and your account
• Send marketing communications (with your consent)
• Comply with legal obligations and enforce our agreements
• Improve our website and customer experience
• Prevent fraud and maintain security

3. Information Sharing and Disclosure

We may share your information with:

• Service Providers: Third-party vendors who perform services on our behalf (payment processing, data analysis, marketing assistance)
• Financial Partners: Banks, credit bureaus, and other financial institutions for underwriting and funding purposes
• Legal Authorities: When required by law, subpoena, or court order
• Business Transfers: In connection with a merger, acquisition, or sale of assets

4. SMS & Text Message Communications

If you opt in to receive SMS or text messages from AGNES DAYTON LLC, the following terms apply:

Consent: By providing your mobile phone number and checking the SMS opt-in box on our contact form, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from AGNES DAYTON LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).

Message Frequency: Message frequency varies. You may receive up to 4 messages per month.

Message and Data Rates: Message and data rates may apply depending on your mobile carrier's plan.

Opt-Out: You may opt out of receiving SMS messages at any time by replying STOP to any message. After opting out, you will receive one final confirmation message.

Help: Reply HELP for assistance or contact us at jose@agnesdayton.com.

Not a Condition: Consent is NOT a condition of purchase. You may still apply for financing and use our services without opting in to SMS messages.

Privacy: Your mobile number and SMS opt-in data will not be sold, shared, or rented to third parties for their marketing purposes. We will only use your mobile information to send you messages you have consented to receive.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of data in transit and at rest
• Secure servers and firewalls
• Regular security audits and assessments
• Employee training on data privacy and security
• Access controls limiting who can view your information

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your personal information, we cannot guarantee absolute security.

6. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you
• Correction: Request corrections to inaccurate or incomplete information
• Deletion: Request deletion of your personal information (subject to legal obligations)
• Opt-Out: Unsubscribe from marketing emails or SMS messages at any time
• Data Portability: Request a copy of your data in a portable format

To exercise any of these rights, please contact us at jose@agnesdayton.com.

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small data files stored on your device that help us:

• Remember your preferences and settings
• Analyze website traffic and usage patterns
• Deliver targeted advertising
• Improve website functionality and performance

You can control cookies through your browser settings. Disabling cookies may limit your ability to use certain features of our website.

8. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child under 18, we will take steps to delete that information promptly.

9. California Privacy Rights

California residents have specific rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to delete personal information, and the right to opt out of the sale of personal information.

We do not sell personal information as defined by the CCPA. For more information or to exercise your CCPA rights, contact us at jose@agnesdayton.com.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the new Privacy Policy on our website with a revised "Last Updated" date. Your continued use of our services after any changes indicates your acceptance of the updated policy.

11. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

AGNES DAYTON LLC
613 E 5th St
Dayton, OH 45402
Email: jose@agnesdayton.com